KenCrest offers its employees a broad range of benefits in a cafeteria benefits package. Some benefits are offered only to full-time staff (30 hours per week) and some are available to both full and part time staff. Below are brief descriptions of those benefits. For more detailed descriptions, contact your divisional Human Resources representative for a copy of the KenCrest Cafeteria Benefits Plan Fact Pack.
For more information about these benefits, contact:
Lois Johnston - Youth and Adult Services, PA 610-825-9360 ext. 275
Diane Massey - Youth and Adult Services, DE 302-734-3800 ext. 18
Mary Ann Maugle - Children & Family Services 610-825-9360 ext. 383
Denise Lamlin - Children & Family Services 610-825-9360 ext. 328
Barb Wood - Collaborative Support Services 610-825-9360 ext. 425
| BENEFIT |
WHEN ELIGIBLE? |
WHO'S ELIGIBLE? |
PAID BY |
|
|
|
|
Health*
www.ibx.com |
First day of month following 90 days of employment. |
Full time employees working 30 or more hours ⁄ week.
Part time employees working at least 20 hours ⁄ week. |
Full time: KenCrest provides $331 per month towards health coverage after the employee first contributes 1% of salary to the cafeteria plan.
Part time: Paid in full by employee. |
Dental
www.ucci.com |
First day of month following 90 days of employment. |
Employees working at least 20 hours/week. |
Paid in full by employee. |
| Longevity Benefits Dollars |
First pay period following 2 years of employment at 1000 hours per year. |
Employees working at least 20 hours ⁄ week. |
Ken-Crest provides 2% of gross salary ⁄ mo. to be used to purchase benefits, take as cash, or place in retirement plan. |
Core Life Insurance
www.cigna.com |
First day of month following 90 days of employment. |
Full time employees working 30 or more hours/week. |
Paid in full by KenCrest ($10,000 of coverage). |
Core AD&D Insurance
www.cigna.com |
First day of month following 90 days of employment. |
Full time employees working 30 or more hours/week. |
Paid in full by KenCrest ($10,000). |
Core Long-Term Disability Insurance (LTD)
www.cigna.com |
First day of month following 90 days of employment. |
Full time employees working 30 or more hours/week. |
Paid in full by KenCrest after 90 days of disability.
(40% of salary to max. of $3,000/mo)
|
Employee Assistance Program - "Life Assistance"
www.cigna.com
|
First day of month following 90 days of employment. |
Full time employees working 30 or more hours/week & their families. |
Paid in full by KenCrest. |
Health Advocate
www.healthadvocate.com |
First day of month following 90 days of employment. |
Employees working at least 20 hours/week & their families. |
Paid in full by KenCrest. |
Voluntary Term Life Insurance
www.unumprovident.com |
First day of month following 90 days of employment. |
Employees working at least 20 hours/week & their spouses & children. |
Paid in full by employee.
Amounts/limits vary.
|
Voluntary Whole Life Insurance
(Available during Open Enrollment only)
www.unumprovident.com |
First day of the new plan year (July 1st) that follows the 90 day probationary period. |
Employees working at least 20 hours/week & their spouses & children. |
Paid in full by employee.
Amounts/limits vary.
|
Voluntary AD&D Insurance
www.unumprovident.com |
First day of month following 90 days of employment. |
Employees working at least 20 hours/week & their spouses & children. |
Paid in full by employee.
Amounts/limits vary.
|
Voluntary Critical Illness Insurance
(Available during Open Enrollment only)
www.unumprovident.com
|
First day of the new plan year (July 1st) that follows the 90 day probationary period. |
Employees working at least 20 hours/week & their spouses & children. |
Paid in full by employee.
Amounts/limits vary.
|
Voluntary Short Term Disability (STD)
www.fdl-life.com |
First day of month following 90 days of employment. |
Employees working at least 20 hours/week & under age 70. |
Paid in full by employee.
Amounts vary.
|
Retirement Plan – 403(b)
www.valic.com |
Upon hire - can make own contributions only.
Then, after 2 years (and 1000 hours per year) – eligible for employer match.
|
All employees can make contributions.
Employees must work at least 2 yrs. at 1000 hours per year for match.
|
Contributions made by employee.
After 2 years (and 1000 per year) Ken Crest will match the contribution dollar-for-dollar up to 8% of salary.
|
Medical Spending Account
www.myflexresource.com |
First day of month following 90 days of employment. |
Employees working at least 20 hours/week. |
Contributions made by employee on an annual basis ($5,000 max). All money in account must be used by end of year or forfeited. |
Dependent Care Spending Account
www.myflexresource.com |
First day of month following 90 days of employment. |
Employees working at least 20 hours/week. |
Contributions made by employee on an annual basis ($5,000 max). All money in account must be used by end of year or forfeited. |
Transit Account/ Parking Account
www.myflexresource.com |
First day of month following 90 days of employment. |
Employees working at least 20 hours/week. |
Contributions made by employee.
Transp: $110/mo max.
Park: $215/mo max.
|
| Tuition Assistance Program |
First day of month following 90 days of employment. |
Full time employees working 30 or more hours/week. |
KenCrest will reimburse up to $600 toward 1 class per semester, (max. 4 semesters/year) for a grade of “C” or above. |
| 529 College Savings Plan |
Upon hire. |
All employees. |
Contributions made by employee. Minimum contribution of $25 per month, to maximum of $12,000/yr. |
| Rod Hibbard Fund |
To contribute: Upon hire
To apply: After 90 days of employment.
|
All employees. |
Contributions made by employees. Employees need not contribute to apply for assistance. |
| Direct Deposit |
Upon hire. |
All employees. |
N/A |
| Paid Time Off |
Paid Time Off Account:
Time begins accruing upon hire. However, planned time may not be taken until after the 90 day probationary period, and only a maximum of 2 unplanned days may be taken within the probationary period.
Long Term Medical Account:
Time is deposited in the account each July. New hires receive a prorated amount of time. However, time may not be taken until after the 90 day probationary period. |
Full time employees working 30 or more hours/week. |
Paid Time Off Account:
Employees can accrue between 17 and 29 PTO days per year, depending upon category and length of service.
Long Term Medical Account:
3 days are deposited into the account per year. |
| Holiday Time |
Upon hire. |
Full time employees working 30 or more hours/week. |
11 holidays per year (Note: holiday schedules may differ by department) |
| Recognition Awards |
Following the anniversary date of years 1-40 at 5-year intervals. |
All employees.
|
Bonus provided by KenCrest as appreciation for years of service:
Year 1 ~ pin
Year 5 ~ $150 + pin
Year 10 ~ $500 + pin
Year 15 ~ $500 + pin
Year 20 ~ $750 + pin
Year 25 ~ $750 + pin
Year 30 ~ $1,000 + pin
Year 35 ~ $1,000 + pin
Year 40 ~ $1,500 + pin
|
* Information is available for Individual Health Plans if coverage is needed within the 90-day probationary period.
For complete details on all benefits, refer to plan documents. Benefits subject to change without notice.
It's never too late to enroll in the KenCrest 403(b) Retirement Plan or to open a 529 College Savings Plan. Both programs are open to all employees at any time.
KenCrest 403(b) Retirement Plan
- Immediately upon hire, you can begin contributing money into the KenCrest 403 (b) Retirement Plan.
- Contributions are payroll deducted before federal taxes are taken out.
- You have 25 investment options from which to choose, across various risk categories.
- All funds are offered at Net Asset Value. In other words, you won't be charged a sales charge.
- After two years of employment at 1000 hours each year, you are eligible for matching contributions from KenCrest.
- Loans and hardship withdrawals are available to all participants.
- You are always immediately 100% vested in your own contributions and KenCrest's contributions.
Putnam College Advantage 529 Plan
- Save money and invest it in order to pay for future college expenses for a child or other beneficiary.
- Contributions into the plan can be payroll deducted with after-tax dollars.
- When the money is withdrawn for educational purposes, any earnings and gains are federal tax-free.
- Minimum monthly contribution amount is $25.
- Choice of 19 investment options available.
- You own and control the account so you are always in control of the assets.
- If your designated beneficiary decides not to use the benefit you can either designate a new beneficiary or cash out the money in the plan yourself (if not used for qualified educational purposes, investment earnings and gains will be subject to all taxes plus a 10% penalty).
Would You Like More Information About
Saving For Education & Retirement?
Contact your divisional Human Resources Representative for plan literature. Contact one of the following Valic Retirement Planning Representatives to discuss enrollment and investment options associated with both plans: Maria Deysher (215) 579–1072; Vicki Moliken (484) 322–0392; Regina Mancini (DE) (302) 339–3802.
KenCrest Tuition Assistance Program (TAP)
KenCrest wants to help you achieve your educational goals. If you are enrolled in a college degree program (associates degree, bachelors degree, masters degree, etc.) that is related to what you do at KenCrest, you could be eligible for tuition assistance money. Full-time employees who have passed their three month probationary period are eligible to apply. If approved, KenCrest will reimburse you for up to $600 for one class per semester, for a maximum of four semesters per year. That's a total of $2,400 per year that you could receive toward the cost of your education. In order to receive the tuition assistance money you must apply within the published deadlines, receive a grade of C or better in the class, and submit documentation of payment of tuition. Please ask your divisional Human Resources Representative for a copy of the application and program guidelines.
