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Employment

Benefits

KenCrest offers its employees a broad range of benefits in a cafeteria benefits package. Some benefits are offered only to full-time staff (30 hours per week) and some are available to both full and part time staff. Below are brief descriptions of those benefits. For more detailed descriptions, contact your divisional Human Resources representative for a copy of the KenCrest Cafeteria Benefits Plan Fact Pack.

For more information about these benefits, contact:

Community Living Services
Lois Johnston, HR Manager - 610-825-9360 ext. 1036

ljohnston@kencrest.org

PA & CT Residential Programs
Lisa Douglass, HR Assistant - 610-825-9360 ext. 1035

ldouglass@kencrest.org

DE Residential Programs
Diane Massey, HR Assistant - 302-734-3800

dmassey@kencrest.org

EmployNet, Lifesharing, & PSN
Lois Johnston, HR Manager - 610-825-9360 ext. 1036
ljohnston@kencrest.org

Education & Training Services, Health/Clinical/Program Supports
Mary Ann Maugle, HR Manager - 610-825-9360 ext. 1039

mamaugle@kencrest.org

Education & Training Services, Health/Clinical/Program Supports
Lisa Hornberger, HR Assistant - 610-825-9360 ext. 1034

lhornberger@kencrest.org

KenCrest/Collaborative Support Services
Beth Sprinkle, Benefits/HR Assistant - 610-825-9360 ext. 1040
bsprinkle@kencrest.org

BENEFIT	WHEN ELIGIBLE?	WHO'S ELIGIBLE?	PAID BY
Health* www.ibx.com www.amerihealth.com	First day of month following 3 months of employment.	Full time employees working 30 or more hours ⁄ week. Part time employees working at least 20 hours ⁄ week.	Full time: KenCrest provides a contribution towards single health coverage. Employees pay the balance of premium, if applicable, depending on plan and coverage level elected. Part time: Paid in full by employee.
Dental www.ucci.com	First day of month following 3 months of employment.	Employees working at least 20 hours/week.	Paid in full by employee.
Longevity Benefits Dollars	First pay period following 2 years of employment at 1000 hours per year.	Employees working at least 20 hours ⁄ week.	Ken-Crest provides 2% of gross salary ⁄ mo. to be used to purchase benefits, take as cash, or place in retirement plan.
Core Life Insurance www.unum.com	First day of month following 3 months of employment.	Full time employees working 30 or more hours/week.	Paid in full by KenCrest ($10,000 of coverage).
Core AD&D Insurance www.unum.com	First day of month following 3 months of employment.	Full time employees working 30 or more hours/week.	Paid in full by KenCrest ($10,000).
Core Long-Term Disability Insurance (LTD) www.unum.com	First day of month following 3 months of employment.	Full time employees working 30 or more hours/week.	Paid in full by KenCrest after 90 days of disability. (40% of salary to max. of $3,000/mo)
Employee Assistance Program - "Work-Life Balance" www.lifebalance.net (id & password: lifebalance)	First day of month following 3 months of employment.	Full time employees working 30 or more hours/week & their families.	Paid in full by KenCrest.
Health Advocate www.healthadvocate.com	First day of month following 3 months of employment.	Employees working at least 20 hours/week & their families.	Paid in full by KenCrest.
Voluntary Term Life Insurance www.unum.com	First day of month following 3 months of employment.	Employees working at least 20 hours/week & their spouses & children.	Paid in full by employee. Amounts/limits vary.
Voluntary Whole Life Insurance (Available during Open Enrollment only) www.unum.com	First day of the new plan year (July 1st) that follows 3 months of employment.	Employees working at least 20 hours/week & their spouses & children.	Paid in full by employee. Amounts/limits vary.
Voluntary AD&D Insurance www.unum.com	First day of month following 3 months of employment.	Employees working at least 20 hours/week & their spouses & children.	Paid in full by employee. Amounts/limits vary.
Voluntary Critical Illness Insurance (Available during Open Enrollment only) www.unum.com	First day of the new plan year (July 1st) that follows 3 months of employment.	Employees working at least 20 hours/week & their spouses & children.	Paid in full by employee. Amounts/limits vary.
Voluntary Short Term Disability (STD) www.fdl-life.com	First day of month following 3 months of employment.	Employees working at least 20 hours/week & under age 70.	Paid in full by employee. Amounts vary.
Retirement Plan – 403(b) www.valic.com	Upon hire - can make own contributions only. Then, after 2 years (and 1000 hours per year) – eligible for employer match.	All employees can make contributions. Employees must work at least 2 yrs. at 1000 hours per year for match.	Contributions made by employee. After 2 years (and 1000 per year) Ken Crest will match the contribution dollar-for-dollar up to 8% of salary.
Medical Spending Account www.myflexresource.com	First day of month following 3 months of employment.	Employees working at least 20 hours/week.	Contributions made by employee on an annual basis ($5,000 max). All money in account must be used by end of year or forfeited.
Dependent Care Spending Account www.myflexresource.com	First day of month following 3 months of employment.	Employees working at least 20 hours/week.	Contributions made by employee on an annual basis ($5,000 max). All money in account must be used by end of year or forfeited.
Transit Account/ Parking Account www.myflexresource.com	First day of month following 3 months of employment.	Employees working at least 20 hours/week.	Contributions made by employee. Transp: $230/mo max. Park: $230/mo max.
Tuition Assistance Program	First day of month following 3 months of employment.	Full time employees working 30 or more hours/week.	KenCrest will reimburse up to $600 toward 1 class per semester, (max. 4 semesters/year) for a grade of “C” or above.
529 College Savings Plan	Upon hire.	All employees.	Contributions made by employee. Minimum contribution of $25 per month, to maximum of $12,000/yr.
Rod Hibbard Fund	To contribute: Upon hire To apply: After 3 months of employment.	All employees.	Contributions made by employees. Employees need not contribute to apply for assistance.
Direct Deposit	Upon hire.	All employees.	N/A
Paid Time Off	Paid Time Off Account: Time begins accruing upon hire. However, planned time may not be taken until after 3 months of employment, and only a maximum of 2 unplanned days may be taken during the first 3 months of employment. Long Term Medical Account: Time is deposited in the account each July. New hires receive a prorated amount of time. However, time may not be taken until after 3 months of employment.	Full time employees working 30 or more hours/week.	Paid Time Off Account: Employees can accrue between 17 and 29 PTO days per year, depending upon category and length of service. Long Term Medical Account: 3 days are deposited into the account per year.
Holiday Time	Upon hire.	Full time employees working 30 or more hours/week.	11 holidays per year (Note: holiday schedules may differ by department)
Recognition Awards	Following the anniversary date of years 1-40 at 5-year intervals.	All employees.	Bonus provided by KenCrest as appreciation for years of service: Year 1 ~ pin Year 5 ~ $150 + pin Year 10 ~ $500 + pin Year 15 ~ $500 + pin Year 20 ~ $750 + pin Year 25 ~ $750 + pin Year 30 ~ $1,000 + pin Year 35 ~ $1,000 + pin Year 40 ~ $1,500 + pin

* Information is available for Individual Health Plans if coverage is needed within the first 3 months of employment.

For complete details on all benefits, refer to plan documents. Benefits subject to change without notice.

It's never too late to enroll in the KenCrest 403(b) Retirement Plan or to open a 529 College Savings Plan. Both programs are open to all employees at any time.

KenCrest 403(b) Retirement Plan

Immediately upon hire, you can begin contributing money into the KenCrest 403 (b) Retirement Plan.
Contributions are payroll deducted before federal taxes are taken out.
You have 25 investment options from which to choose, across various risk categories.
All funds are offered at Net Asset Value. In other words, you won't be charged a sales charge.
After two years of employment at 1000 hours each year, you are eligible for matching contributions from KenCrest.
Loans and hardship withdrawals are available to all participants.
You are always immediately 100% vested in your own contributions and KenCrest's contributions.

Putnam College Advantage 529 Plan

Save money and invest it in order to pay for future college expenses for a child or other beneficiary.
Contributions into the plan can be payroll deducted with after-tax dollars.
When the money is withdrawn for educational purposes, any earnings and gains are federal tax-free.
Minimum monthly contribution amount is $25.
Choice of 19 investment options available.
You own and control the account so you are always in control of the assets.
If your designated beneficiary decides not to use the benefit you can either designate a new beneficiary or cash out the money in the plan yourself (if not used for qualified educational purposes, investment earnings and gains will be subject to all taxes plus a 10% penalty).

Would You Like More Information About
Saving For Education & Retirement?

Contact your divisional Human Resources Representative for plan literature. Contact one of the following Valic Representatives to discuss enrollment and investment options associated with both plans: Maria Deysher (610) 299-8869 (PA & DE); Vicki Moliken (484) 322–0392 (PA).

KenCrest Tuition Assistance Program (TAP)

KenCrest wants to help you achieve your educational goals. If you are enrolled in a college degree program (associates degree, bachelors degree, masters degree, etc.) that is related to what you do at KenCrest, you could be eligible for tuition assistance money. Full-time employees who have passed their three month probationary period are eligible to apply. If approved, KenCrest will reimburse you for up to $600 for one class per semester, for a maximum of four semesters per year. That's a total of $2,400 per year that you could receive toward the cost of your education. In order to receive the tuition assistance money you must apply within the published deadlines, receive a grade of C or better in the class, and submit documentation of payment of tuition. Please ask your divisional Human Resources Representative for a copy of the application and program guidelines

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